Posts Tagged Mobile Payment
Nokia mobile payment 上的解決方案 — Nokia Finance
先前nokia 向 obopay 買入preferred share,當然是一個策略性的合作關係。
nokia money 這個platform 是建基於obopay 的mobile payment的方法。
4 billion mobile phones but only 1.6 billion bank accounts
“We believe mobile financial services offer a market opportunity with long term growth potential. In many countries, mobile phone ownership significantly exceeds bank account usage, suggesting that many mobile phone users have very limited or no access to basic financial services. With more than 4 billion mobile phone users and only 1.6 billion bank accounts, global demand for access to financial services presents a strong opportunity to combine mobile devices with simple but powerful financial services such as Nokia Money”, said Mary McDowell, EVP and Chief Development Officer, Nokia.
這樣當然可以代表有很多growth opportunity。但是要改變用戶的shopping behaviour,其實都不簡單的。
不過如果不建立這些infrastructure的話,就會有其他人做類似的事,到時就失去先機了,(即是無得選擇,一就淘汰別人,一是被人淘汰,已經不能原地踏步)
Source: http://www.nokia.com/press/press-releases/showpressrelease?newsid=1337248
[Mobile] Obopay – Mobile Payment
chowky 見到報導,nokia 都投資在這間公司身上,他究竟有何能耐?….70 million of preferred shares…..( 喂喂..不要當港幣,美金來的)
不過其實obopay 之前已經收到venture captial firms $69 million,看來真是明日之星呢。
其實這間公司要研究mobile payment的,這樣看來,連nokia 都不自己開發,去投資入去這間公司,代表個product 是很成功。 (其實看看partner 的公司都知道這個product 的成熟程度)
chowky 認為成功原因是,對準了新興的mobile market、security 方面的不完整、欠缺一個solution for payment。
事實上手機seurity 要在hk 做….應該會失敗。…..
原因? (自己想想看吧)


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